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A debit card for kids
- No Monthly Service FeeSame page link to footnote reference1
- Designed for kids ages 6-12, available for ages 6-17
- Banking account owned and managed by you
- Exclusively for Chase checking customers
Not a Chase checking customer? Explore Accounts Opens in a new window
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Account subject to approval
Unlock their world with a debit card of their own
Their card, your guidance. With Chase First Banking, your kids will be on the path to learning financial responsibility.
Stay in the know with limits and alerts
Set limits on where and how much they can spend or withdraw from ATMs. Plus, Account AlertsSame page link to footnote reference2 help you keep track of their purchases.
Power up your kid’s money confidence
- SpendOpens Spend tab
- Save Opens Save tab
- Earn Opens Earn tab
Stay on top of where and how much your child can spend
- You can set limits on where and how much your child can spend or withdraw from ATMs.
- Within your set limits, your child can make purchases with their debit card.
- If your child needs additional money, you can approve or reject their request.
- Account Alerts help you stay in the know about your child's spending.
Create savings goals for all the dreams ahead
- Establish saving goals with your child — encourage them to dream big!
- Track their progress together in the Chase Mobile® app. As they earn or receive money, you can allocate it toward those goals.
- You're always able to chip in additional money to help them reach their goals.
Allowances just got way easier
- Reward responsibility with allowance transfers, set to repeat on the schedule you choose.
- Assign recurring chores and pay your child when they're done.
CHILD
“It is very cool to have my own debit card with my name and then I can pay for my own things without my parents' card.”
- EthanSame page link to footnote reference4
“I really love that I am able to start teaching my child about banking, saving, earning, and spending.”
- KaylaSame page link to footnote reference4
Participants are compensated for their survey participation.
Banking that grows with your family
From the first day of school to college graduation, Chase meets your student where they are in their financial journey:
- Teach your child money basics with Chase First BankingSM
- Send money to friendsSame page link to footnote reference5 and get direct deposits with Chase High School CheckingSM Opens in a new window
- Embark on financial independence with a Chase College CheckingSM Opens in a new window account
Plus, set them up with a Chase SavingsSM Opens in a new window account to start building healthy saving habits.
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Ready to get your kids started with their first debit card?
You'll first need to have a qualifying Chase checking account before you can add a Chase First Banking account. Designed with kids ages 6-12 in mind and available for kids ages 6-17.Same page link to footnote reference1 Chase First Banking has a $0 Monthly Service Fee.
Account subject to approval. See Additional Banking Services and Fees (PDF) opens in a new window for more information.
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Have a Chase checking account?
Open a Chase First Banking account for your children
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Not a Chase checking customer?
Choose the checking account that’s right for you
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Got questions? We’ve got answers.
Chase First Banking is a banking account for kids opened by parents that helps families digitally manage spending and provides opportunities for kids to learn and practice the basics of personal finance by using a debit card in their name. It can be accessed virtually anywhere with the Chase Mobile® appSame page link to footnote reference3 or on chase.com.
Chase First Banking accounts come with a number of unique features for both parents and kids.
Parents can:
- Choose where and how much their child can spend in stores and online
- Create kids’ allowances
- Assign chores
- Receive activity-related account alertsSame page link to footnote reference2
- Set limits on where and how much their child can spend or withdraw from ATMs
And kids can:
- Use their debit card to make purchases at stores and online
- Track their balances and transactions with the Chase Mobile® app
- Create savings goals
- Withdraw money from ATMs using their Chase First Banking debit card (at participating non-Chase ATMs, fees from Chase and the ATM owner still apply)
- Learn how to manage their money in real-world scenarios
Chase First Banking is available for kids ages 6-17 and designed with kids ages 6-12 in mind.
No, Chase First Banking does not have a direct deposit option. Chase High School Checking, an account for teens ages 13-17 that includes direct deposit and check writing, may be a better option. To learn more, visit Chase High School CheckingSM Opens in a new window.
You need to be a Chase checking customer to open a Chase First Banking account. Chase First Banking accounts must be linked to a qualifying Chase checking account.
Qualifying accounts include: Chase Secure CheckingSM Opens in a new window, Chase Total Checking® Opens in a new window, Chase Premier Plus CheckingSM Opens in a new window, Chase SapphireSM Checking Opens in a new window, or Chase Private Client CheckingSM Opens in a new window. Benefits offered to these checking accounts do not apply to Chase First Banking accounts.
Anyone can open an account online or schedule a meeting Opens in a new window at a Chase branch. If you are a current Chase customer, you can also use your Chase Mobile® app to open an account today. Need help deciding? Compare our checking account options here Opens in a new window.
No, Chase First Banking does not support peer-to-peer transactions like those using Zelle®, Venmo®, PayPal® or Cash AppTM. Additionally, the account’s debit card cannot be added to fund these types of transactions.
Still have questions? See a full list of FAQs here Opens in a new window.
Same page link returns to footnote reference 1For parents/guardians interested in teaching their child how to manage money using a debit card with the child's name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure CheckingSM, Chase Total Checking®, Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or a Chase Private Client CheckingSM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. To promote parental controls and guardrails, only the parent/guardian who opened the account can fund or manage it. You can open a Chase First Checking account for your child who is 6 - 17 years old. Once the child has reached the age of 18, Chase may recommend they open their own account.
Same page link returns to footnote reference 2Account Alerts: There's no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions.
Same page link returns to footnote reference 3Chase Mobile® app is available for select mobile devices. Message and data rates may apply.
Same page link returns to footnote reference 4The testimonials on this page or provided via linked videos are the sole opinions, findings or experiences of our customers and not those of JPMorgan Chase Bank, N.A. or any of its affiliates. These opinions, findings, or experiences may not be representative of what all customers may achieve. JPMorgan Chase Bank, N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the testimonial information provided.
Same page link returns to footnote reference 5Enrollment in Zelle® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile app experience. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.
Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursem*nt for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursem*nt for authorized payments you make using Zelle®, except for a limited reimbursem*nt program that applies for certain imposter scams where you sent money with Zelle®. This reimbursem*nt program is not required by law and may be modified or discontinued at any time.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
